Owners of micro, small, and medium-sized businesses in Ukraine can now access favorable loans to purchase and install energy generation and storage systems. This program was designed to help enterprises strengthen their energy independence and ensure uninterrupted operations, even during power outages.
The program offers financing of up to UAH 150 million for a term of up to 10 years.
Your Financial Advantages
The key benefit is a reduced interest rate, with the difference covered by the state:
- 7% — maximum rate for micro and small businesses.
- 9% — maximum rate for medium-sized businesses.
Additionally, you benefit from a flexible repayment schedule tailored to your company’s financial capacity.
Investing in Energy Independence
The loan can be used for the purchase and installation of:
- Solar panels with hybrid inverters.
- Wind turbines with hybrid inverters.
- Energy storage systems (battery solutions).
- Gas turbine, gas piston, and biogas power generation units.
These investments guarantee business continuity during power supply disruptions while also enhancing Ukraine’s overall energy resilience through decentralized generation.
Who Can Apply and Under What Conditions?
Eligible participants: micro, small, and medium-sized enterprises.
Loan Security Options:
- Property (equipment, real estate).
- Property rights (lease rights).
- Financial guarantees.
Important exception: If you are a sole proprietor (FOP) with an annual income of up to UAH 50 million, no collateral is required — a guarantor is sufficient.
How to Get a Loan: Simple Procedure
- Application: Apply to one of the partner banks (you need to have or open an account there).
- Document Collection: The bank will provide a list of documents depending on your technical project. A business plan may be required.
- Review & Agreement: Once all documents are submitted, the bank reviews your application and makes the final decision. Loan approval is at the bank’s sole discretion.
- Fund Disbursement: The bank transfers funds directly to suppliers of energy equipment or service providers.
This program is a real tool to protect your business from energy risks. Take advantage of the opportunity to invest in stability and growth today!
Learn more about the “5-7-9%” energy equipment loans at: https://energosvidomi.bdf.gov.ua
